What goes into Texas closing costs
What closing costs should I expect when buying a home in Texas?
Typical buyer costs include lender fees, the appraisal, a survey if needed, title insurance for the lender, escrow fees, and prepaid taxes and insurance. Texas title premiums are set by the state, so they're the same at every title company. Your Loan Estimate lists your costs line by line within three business days of applying. Use it to compare lenders.
Official sources
Reviewed 2026-10 by Trinathen Lending LLC · NMLS #2783720. General information, not legal, tax, or lending advice.
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Trinathen Lending LLC · NMLS #2783720 · Equal Housing Lender. Market figures come from MLS listings as of October 14, 2026 and are not a guarantee of value.